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    • Lee, A.; Larkin, J.; Gobris, M. K.; Boughen, S.; Staples, J. (Energy Systems Laboratory (http://esl.tamu.edu); Texas A&M University (http://www.tamu.edu), 2002)
      Energy efficient mortgages (EEMs) are intended to mitigate some of the financial barriers to upgrading the energy efficiency of existing (and sometimes new) houses. The Time of Sale Energy Renovation Program (TOSER) is ...