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Leasing vs. Buying Farm Machinery
(2009-06-01)
Equipment leasing has gained favor with farmers and ranchers in recent years. This publication discusses how to determine lease cost and analyzes lease vs. purchase options. An example of such an analysis is included.
Impacts of Tighter Credit in Agriculture
(2009-03-26)
The availability of credit is critical to agricultural production. In the current tight credit situation, it is important for borrowers to understand the sources of credit and the nature of credit markets. This publications ...
The 2009 Outlook for Texas Rural Land Values
(2009-03-26)
Farm income in 2009 will likely decline from previous years, and the value of rural land is likely to flatten out also. Producers need to increase their emphasis on financial and risk management.
Alternative Farm Business Models
(2009-03-26)
During economic downturns, producers need to consider alternative ways of doing business. This publication looks at such possibilities as sharing services and personnel and forming marketing co-ops and other joint entities.
Cash Flow Projection for Operating Loan Determination
(2009-02-04)
A cash flow statement is simply a record of the dollars coming in and the dollars going out of a business. This publication briefly discusses cash flow and gives a cash flow projection for operating loan determination.