Determination of a Computer Simulation Credit Scoring Model
Abstract
The nature of the problem of safely investing bank's loanable funds is examined. A possible means of solving some of the difficulties, credit scoring, is proposed with the objectives it shall meet. Credit scoring literature and loan evaluation techniques are reviewed to understand what has been accomplished, and the strengths or weaknesses of previous models. The characteristics which are found desirable are incorporated into the programmed model. Case examples illustrate the properties and use of the model. Such a loan evaluation system has a great potential for expansion of service in other areas of lending.
Description
Program year: 1982-1983Digitized from print original stored in HDR
Subject
credit scoringlending policy
programming
determinant analysis
risk
investment
capital budgeting
discounting
net present value
objective
subjective short-run model
Citation
Allen, Shari Jeanette (1983). Determination of a Computer Simulation Credit Scoring Model. University Undergraduate Fellows. Available electronically from https : / /hdl .handle .net /1969 .1 /CAPSTONE -AllenS _1983.