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Now showing items 1-10 of 17
Leasing vs. Buying Farm Machinery
(2009-06-01)
Equipment leasing has gained favor with farmers and ranchers in recent years. This publication discusses how to determine lease cost and analyzes lease vs. purchase options. An example of such an analysis is included.
Managing a Family Budget
(2008-09-16)
Without budgeting, family living expenses may exceed the available income and jeopardize the overall financial goals of the farm and family. This publication offers information on developing a family budget and provides ...
Impacts of Tighter Credit in Agriculture
(2009-03-26)
The availability of credit is critical to agricultural production. In the current tight credit situation, it is important for borrowers to understand the sources of credit and the nature of credit markets. This publications ...
The 2009 Outlook for Texas Rural Land Values
(2009-03-26)
Farm income in 2009 will likely decline from previous years, and the value of rural land is likely to flatten out also. Producers need to increase their emphasis on financial and risk management.
Being Prepared to Borrow
(2003-01-06)
Almost all farmers and ranchers rely on credit at times. Before approaching a lender, certain information must be gathered and decisions made. The 12 questions in this publication lead the prospective borrower through this ...
Farm and Ranch Financial Management: Cash vs. Accrual Accounting
(1996-11-01)
Most agricultural producers use cash accounting, although accrual accounting systems are best for measuring business performance. This publication explains how producers can adjust cash basis income to accrual income to ...
Alternative Farm Business Models
(2009-03-26)
During economic downturns, producers need to consider alternative ways of doing business. This publication looks at such possibilities as sharing services and personnel and forming marketing co-ops and other joint entities.
Financial Management: The Key to Farm-Firm Business Management
(2008-10-17)
Those who succeed will manage their operations as farm/ranch businesses, with more emphasis on recordkeeping, planning, profitability analysis and repayment-based financing, and with better production and business monitoring ...
Financial and Economic Terms
(2008-12-05)
This publication lists and defines many financial and economic terms with which producers should be familiar.
Balance Sheet -- A Financial Management Tool
(2008-09-16)
A balance sheet is a statement of the financial condition of a business at a specific time. This publication briefly discusses the balance sheet, its uses, and how to evaluate it.